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gift tax

noun · Schenkungsteuer

Schenkungsteuer, and unlike the UK, Germany taxes lifetime gifts as a matter of course. Every freigebige Zuwendung is charged, § 7 ErbStG, and gifts from the same person are added up over a rolling ten years, § 14 ErbStG, so the allowance refreshes only every decade.

Which translation, when

Schenkungsteuerthe tax on a lifetime gift, run through the same statute and the same classes and allowances as the death tax, § 7 with § 15 and § 16 ErbStG.
Zusammenrechnungthe ten-year rule that defines the planning: gifts from the same person within ten years are added together, § 14 ErbStG, so the Freibetrag is available afresh only once a decade has passed.

Why

Gift tax is Schenkungsteuer, and the trap is that the UK has no standalone gift tax while Germany very much does. In the UK a lifetime gift is normally a potentially exempt transfer: it falls out of charge if the donor survives seven years, and only then, or on death within the period, does inheritance tax reach it. Germany charges the gift itself. Under § 7 ErbStG every freigebige Zuwendung, every gratuitous enrichment of the recipient at the giver’s expense, is a taxable event, using the same Steuerklassen and Freibeträge as Erbschaftsteuer, § 15 and § 16 ErbStG. The mechanism that shapes advice is § 14 ErbStG: gifts from the same person to the same recipient within ten years are added together, so the personal allowance is not a one-off but refreshes each ten years, which is why German succession planning runs on a decade clock. So translating gift tax as Schenkungsteuer is right, but importing the UK seven-year survival logic is wrong; the German question is the ten-year Zusammenrechnung, not whether the donor lived seven years.

Typical mistakes

  • Germany taxes lifetime gifts systematically, § 7 ErbStG, so the UK notion that a gift escapes if the donor survives seven years does not carry across; there is no potentially exempt transfer in German law.
  • Gifts are aggregated over ten years, not seven, § 14 ErbStG, and the allowance refreshes only each decade, so applying a seven-year rule to a German gift is wrong.
  • Schenkungsteuer shares the statute, classes and allowances of Erbschaftsteuer, § 15 and § 16 ErbStG, so a gift between the same parties is not taxed on a separate, more generous scale.

What matters

Structuring lifetime giving to a German-resident family, the plan turns on the ten-year Zusammenrechnung of § 14 ErbStG and the allowances of § 16 ErbStG, not on the donor surviving a period. A memo that carries over the UK seven-year potentially-exempt-transfer rule gives advice German law does not support.

Authority

  1. § 7 ErbStG
  2. § 14 ErbStG
  3. § 16 ErbStG
  4. Inheritance Tax Act 1984

What the machine misses

Machine output renders gift tax as Schenkungsteuer correctly, then lets the English framework ride along. It leaves the reader with the UK assumption that a gift is only potentially taxable and drops out after seven years, when German law charges every freigebige Zuwendung under § 7 ErbStG and adds gifts up over ten years under § 14 ErbStG. The rendering hides the decade clock that actually governs the German charge.

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Examples

liable to gift taxder Schenkungsteuer unterliegen
the gift tax allowanceder Freibetrag bei der Schenkungsteuer
a gift within the ten-year periodeine Schenkung innerhalb des Zehnjahreszeitraums
gift and inheritance taxSchenkung- und Erbschaftsteuer

More notes on these sections

inheritance tax Erbschaftsteuer

Checked 24 Jul 2026 finepost.co.uk/notes/gift-tax